Financial Advisors

Thom F. Carroll, Jr., CLU, graduated from the University of Maryland with his B.A. in political science in 1972.   His financial career began in 1975 with one of Baltimore`s most prestigious financial services firms.  Several years later, in 1979, Mr. Carroll founded his own independent financial services firm. Thom has been an asset manager for Carroll, Frank & Plotkin, LLC, a Registered Investment Advisory firm since 1984.  Separately, he is a registered representative of Royal Alliance Associates, Inc. He holds a FINRA general security representative registration (series 7), general securities principal registration (series 24), uniform securities agent registration (series 63), and registered agent and investment advisors (series 66).  Additionally, he has held a life, health, and annuity licenses since 1975.

Thom has served as a board member of the local chapter of the International Association of Financial Planners, and Mr. Carroll is also a former committee member of Baltimore`s highly respected Greater Baltimore Committee.  He has completed his Charter Life Underwriters degree from the American College.

Mr. Carroll, a consumer advocate, has been a guest speaker on several media programs and has written several articles on financial planning and insurance planning to help the consumer make intelligent, informed decisions.

Mr. Carroll specializes in Comprehensive Financial Planning, concentrating in the following areas:  Investment Management, Retirement Planning, Estate Planning, and Insurance Planning.

Mr. Frederick L. Frank, CLU, ChFC, CFS, an Investment Advisor Representative, started his career in 1974 with Prudential Life Insurance Company, and later moved to Provident Mutual where he received extensive training in the insurance and estate planning areas.  In 1979, Mr. Frank joined Mr. Carroll and formed Carroll, Frank, & Associates.  Mr. Shim Plotkin later joined the firm as a partner, changing the name to Carroll Frank & Plotkin, LLC.

Mr. Frank completed his Chartered Life Underwriters designation in 1981,  received his Chartered Financial Consultant designation in 1982 and completed the Certified Fund Specialist Designation in 2001.  Separately, he holds securities registrations for General Securities Representative (Series 7), General Securities Principal (Series 24), Uniform Securities Agent State Law (Series 63) and Uniform Investment Advisor (Series 65), as well as life and health insurance licenses .  Additionally, he has served on the board of directors for the local chapter of the International Association of Financial Planners.  Mr. Frank is a licensed instructor for the State of Maryland in the area of Financial Planning, Estate Planning, Retirement Planning and Charitable Gifting.  He has taught Retirement Planning at Essex Community College, Howard  Community College, and Baltimore Community College.  He has been engaged as a guest speaker on local radio programs and has organized seminars for associations and corporations as a continuing service to the community.

Kate Strom is a financial advisors with Royal Alliance Associates, Inc. After graduating from Towson University with a degree in Economics, she joined the firm in 2002 as an assistant to co-founder Fred Frank. Kate immediately took an interest in investing and financial planning and knew this was exactly what she wanted to devote her career to. After taking time to learn the ropes as an assistant and small business office manager, Kate earned her Life and Health insurance licenses for the state of Maryland in 2005 and has earned her Series 7, Series 63 and Series 65 registrations. 

Kate lives in Carrolll County with her husband and son. She enjoys reading, volunteering with her church and is the team captain for Team Wally and Liz in the March of Dimes' annual March for Babies.